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Business Pulse for care groups

Business Pulse is our advisory service. We plan the year with you, track the business against the plan, and meet every month or quarter to decide what happens next.

SalesOccupancy and fee income by funding route
StaffHours, agency cost and the 2027 wage rise
CashCouncil and NHS payments against the forecast
ActionsDecisions with an owner and a date

The same five steps every quarter or month

1

Close

Bookkeeping brought up to date, the bank and control accounts reconciled, and the period closed.

2

Measure

Management accounts produced and set against the budget, line by line.

3

Understand

We find the variances that matter and what caused them, from occupancy to agency hours.

4

Review

A meeting about what the figures mean for the decisions in front of you.

5

Act

Priorities and actions agreed, each with an owner and a date, and checked at the next review.

Business Pulse and the outsourced finance team

Each level includes the one before it.

Quarterly Business Pulse

£375

+ VAT a month

Quarterly management accounts, a rolling forecast and a 90-minute review, with your accounts and tax returns.

Monthly Business Pulse

£499

+ VAT a month

Everything in the quarterly service every month, with a 60-minute monthly meeting.

Finance manager

From £750

+ VAT a month

Runs the books, payroll and reporting each month. A financial controller, from £1,500, adds control across several services.

Finance director

From £2,000

+ VAT a month

A part-time finance director for the board, lenders and buyers, with a KPI dashboard and quarterly board meeting.

Planning the year for a care business

The year's budget is built from occupancy or hours delivered, the fee or funding rate for each resident, client or child, and the staff hours each service needs. For 2027/28 it carries the National Living Wage of £13.21 from 1 April 2027.

Each review then sets the actual figures against that plan, home by home or service by service, and ends with the decisions to make: a fee to renegotiate, a vacancy to fill, agency hours to bring down, or a new service to open.

Financial viability and CQC

CQC's registration regulations require a provider to take all reasonable steps to keep the regulated activity financially viable. A budget, a forecast and a regular review give the directors a record of the steps they took.

Common questions

How are the accounts and tax returns charged?

Your accounts and tax returns are charged at your usual accounts fee, and Business Pulse is added on top: £375 + VAT a month for quarterly support or £499 + VAT a month for monthly support. Payroll and pensions are priced separately.

Can we change between quarterly and monthly?

Yes, at any time.

How is the finance director service different?

The finance director service adds a KPI dashboard and a quarterly board meeting with Peter Allen, and includes the day-to-day finance work as well.

Who runs the reviews?

Peter Allen, co-founder and Financial Director of Buzz, runs Business Pulse and the outsourced finance team.

Buzz Financial Planning guides

Buzz Financial Planning is a trading style of Buzz Accounting Ltd (company 15182358). Financial planning is not regulated financial advice.

Financial Plan

Sets out the six parts of a written plan, including every year to age 100 with UK tax applied and the events that would break it.

Read more on Buzz Financial Planning

What happens to your business when you stop?

Covers the four ways an owner leaves a business, what makes it worth something to a buyer and how a sale changes a retirement plan.

Read more on Buzz Financial Planning

Cashflow modelling

Explains how a projection runs your income, spending, assets and tax forward one year at a time to age 100, and what it cannot tell you.

Read more on Buzz Financial Planning

Buzz Money Coach tools and guides

Buzz Money Coach is a trading name of Buzz Accounting Ltd (company 15182358). Coaching is not regulated financial advice.

Financial Freedom Score

Asks 22 questions across eight areas of your own finances and shows where you are strong and which area to work on first.

Open the tool

Money Road Map

Sets out a twelve-month plan for your own money as four sets of ninety-day goals, worked through with a coach, for £299.

Read more on Buzz Money Coach

Pension reality check

Explains employer contributions, tax relief, the State Pension and how to find old pension pots.

Read more on Buzz Money Coach

Talk to Peter about Business Pulse

Book a free review and we will go through your last accounts and how you plan the year now.

Book a free review